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Insurance & Financing - Rapid City, SD

Top-Quality Dental Care
Within Your Budget


Helping Patients Get Quality Oral Care,
No Matter Their Budget

As the premier dental office in Rapid City, SD, Carpenter Dental is committed to providing patients with top-notch smile restorations in a contemporary, modern setting. Chad M. Carpenter DDS is renowned in dental implant placement and is one of only a handful of dentists in South Dakota to offer a full range of family dental services in addition to full mouth restorations with dental implants.

We strive to provide affordable dental services and treatments that will enable patients across the northern Plains region to experience the lifelong advantages of excellent oral health. We are one of the most technologically advanced clinics in the nation for implant design, and our team of dentists will be happy to discuss your current financial status with you in addition to your specific oral health goals. We offer financial assistance on all our services, and we work with patients personally to make sure they get the affordable dental treatment they need.


We Accept The Following:

  • Cash
  • Check
  • Credit Card
  • Dental Insurances
  • 3rd Party Financing

Affordable Dental Options


Cash, Check, Or Credit Card

All dental procedures and services at Carpenter Dental can be paid using cash, check, or credit cards (most major credit cards are accepted).

dental-insurance digital form

Dental Insurance

To ensure you get the most out of your dental budget, we accept Delta Dental Premier. Our insurance coordinator will process your claims and maximize your benefits so you can enjoy all the benefits of good dental health!


Care Credit Dental Financing

At Carpenter Dental, we understand that financial limitations shouldn’t hinder you from receiving essential dental care. That’s why we proudly recommend dental financing through CareCredit dental, an exclusive healthcare credit card designed to make dental procedures more affordable and accessible. With CareCredit, you can easily finance cosmetic treatments and procedures not covered by dental insurance. Experience the convenience of interest-free short-term payment options for qualifying patients, helping you manage the cost of dental treatments, including dental implant financing. For more extensive procedures, CareCredit offers affordable dentistry through fixed monthly payments with low-interest rates tailored to your budget. Discover more about their affordable dental financing options. Visit or call 1-800-677-0718. Together with CareCredit, we are committed to making dental care affordable and attainable for all our valued patients.

proceed Financial

Proceed Finance

When it comes to dental financing, Proceed Finance is a trusted third-party company that offers a seamless solution. With zero-collateral loans available for up to $60,000, they ensure that patients can receive the quality dental care they need without the burden of excessive upfront costs. Even individuals with less-than-perfect credit can still access affordable dental treatments through Proceed Financing. For more information and to explore their dental financing options. Visit or call 844-272-7587.  With Proceed Finance, you can take the first step towards achieving a healthy and beautiful smile without financial worry.


In-House Dental Financing

Carpenter Dental is happy to work with patients on a case-by-case basis to establish an affordable dental payment method. We understand that complex dental services are not cheap, but we don’t think this should be a deterring factor when it comes to receiving important oral health treatments. Depending on what treatments are needed, every patient’s financing plan will be different. Contact us today to learn more about our in-house financing options.